💰 Cayo Perico Payout Calculator 2025

Calculate maximum Cayo Perico heist payout with our advanced GTA Online calculator. Track loot value, optimize secondary targets, and maximize your earnings with updated 2025 values.

⭐ Free Calculator Tool | 🎯 Real-time Calculations | 📊 Loot Optimizer | 👥 Team Planner | 📱 Mobile Friendly | 🎨 5 Themes | 📈 Updated 2025-08-05

Heist Setup Configuration

Primary Target Guide

Choose the primary target you scouted during reconnaissance. Higher value targets appear less frequently but offer maximum payout potential.

Panther Statue:$1.9M (5% spawn rate)
Pink Diamond:$1.3M (10% spawn rate)
Bearer Bonds:$770k (20% spawn rate)
Ruby Necklace:$700k (25% spawn rate)
Tequila:$630k (40% spawn rate)

💡 Always enable Hard Mode for 10% bonus on high-value targets

First Time Heist Bonus

First-Time Player Bonus

Special bonus for completing Cayo Perico for the first time. This locks you to Madrazo Files target and disables Hard Mode.

Primary Target:Madrazo Files ($1.1M)
Hard Mode:Disabled for first run
Bonus Value:Higher than regular Tequila

🎉 One-time special payout boost for new players

Hard Mode (+10% Primary Bonus)

Secondary Loot Optimization

Optimize your secondary loot collection for maximum profit. Use our interactive sliders to plan your loot gathering strategy and see real-time bag capacity calculations.

Bonuses & Team Distribution

Office Safe ($20,000 - $99,000)
Elite Challenge Bonus

Player Cuts Distribution

Automatic balancing system: Adjust individual player percentages and our calculator automatically redistributes remaining cuts to maintain 100% total.

Cayo Perico Maximum Payout Strategy Guide 2025

🎯 Solo Players

  • Best Secondary: Cocaine (2 stacks = $400,500)
  • Avoid: Gold (requires 2+ players)
  • Route: Main Dock → North Dock
  • Time: 10-15 minutes for Elite

👥 Team Players

  • Best Secondary: Gold (6 stacks = $1,980,000)
  • Strategy: Synchronized keycard access
  • Route: Compound storage first
  • Coordination: Voice chat essential

💎 Maximum Earnings

  • Target: Panther Statue ($1.9M)
  • Mode: Hard difficulty (+10%)
  • Challenge: Elite bonus ($100k)
  • Total: $2.5M+ possible

Elite Challenge Requirements

Completion Criteria:

  • Complete heist in under 15 minutes
  • Remain undetected throughout
  • Fill loot bags to 100% capacity
  • No checkpoint restarts allowed

Rewards:

  • Normal Mode: $50,000 bonus
  • Hard Mode: $100,000 bonus
  • Achievement: Unlock special awards
  • Bragging Rights: Leaderboard placement

How to Use the Cayo Perico Calculator

Step 1: Select Your Primary Target

Choose the primary target you scouted during reconnaissance. Use our value counter to compare different targets and their payout potential.

Step 2: Configure Team Settings

Set player count and enable Hard Mode or First Time bonuses. The payout calculator will automatically adjust available options.

Step 3: Optimize Secondary Loot Value

Use the enhanced sliders with improved visibility to plan loot collection. Our value counter tracks the total worth of your secondary targets.

Step 4: Calculate Final Payout

Adjust player cuts and view real-time payout calculations. Use the "Auto-Optimize Loot" feature for maximum value recommendations.

Step 5: Execute Your Plan

Generate a shareable link for your team and follow our Priority Guide to collect loot in the most efficient order.

What gives the most money in Cayo Perico 2025?

The Panther Statue ($1.9M) combined with gold secondary loot provides the highest total payout. With Hard Mode (+10%) and Elite Challenge (+$100k), maximum earnings exceed $2.5M total.

💰 Payout Breakdown for Maximum Earnings:

  • Panther Statue (Hard Mode): $2,090,000
  • Gold Secondary Loot (6 stacks): $1,980,000
  • Elite Challenge Bonus: $100,000
  • Office Safe: $99,000
  • Total Before Fees: $4,269,000
  • After Deductions: ~$2.55M final payout

How to calculate Cayo Perico payout accurately?

Use our calculator: Primary Target + Secondary Loot + Bonuses (Hard Mode 10%, Elite Challenge $100k, Office Safe $20k-$99k) - Fees (Setup $100k, Pavel 2%, Fence 10%) = Final Payout

What is the best secondary loot for solo Cayo Perico?

Cocaine offers the best value-to-weight ratio for solo players at $200,250 per stack with 50% weight. You can carry exactly 2 stacks solo for $400,500 in secondary loot value.

🎯 Solo Player Optimization Tips:

  • Cocaine locations: Main Dock, North Dock, Airstrip
  • Perfect load: 2 cocaine stacks (100% bag capacity)
  • Alternative: 2 paintings + weed/cash filler
  • Avoid: Gold (impossible without team)
  • Route efficiency: Compound → Closest dock exit

How much does gold pay in Cayo Perico 2025?

Gold pays $330,000 per stack with 66.67% bag weight. It requires 2+ players with keycards to access simultaneously, making it the highest value secondary loot for teams.

What is the maximum Cayo Perico payout possible?

The theoretical maximum payout is $2.55M with Panther Statue ($1.9M), full gold secondary loot ($1.98M for 6 stacks), Hard Mode bonus (+$190k), Elite Challenge ($100k), and office safe ($99k), minus all fees.

How long is Cayo Perico cooldown in 2025?

Cayo Perico has a 144-minute (2.4 hours) cooldown in active gameplay. Playing in Invite Only sessions reduces this to real-time. Solo players can run the heist every 2.4 hours.

Does Hard Mode affect Cayo Perico payout?

Hard Mode provides a 10% bonus to primary target value and increases Elite Challenge from $50k to $100k. For Pink Diamond, thats an extra $130k + $50k = $180k total bonus.

Is Cayo Perico still worth it in 2025?

Yes, Cayo Perico remains the most profitable solo heist in GTA Online. Despite nerfs, it offers $1.2-2.5M per run with 2.4-hour cooldown, making it the best money-making method for consistent income.

The Cayo Perico Heist received significant payout adjustments in various GTA Online updates. Our calculator uses the most current 2025 values for accurate planning.

Primary Target Value Changes

Primary Target Pre-Nerf Value Current Value 2025 Change
Sinsimito Tequila $900,000 $630,000 -$270,000
Ruby Necklace $1,000,000 $700,000 -$300,000
Bearer Bonds $1,100,000 $770,000 -$330,000
Pink Diamond $1,300,000 $1,300,000 No Change
Panther Statue $1,900,000 $1,900,000 No Change

📊 Impact Analysis:

Despite value reductions, Cayo Perico remains the most profitable solo heist in GTA Online 2025. The key is optimizing secondary loot collection and maintaining Elite Challenge completion rates.

Our comprehensive Cayo Perico Payout Calculator is designed specifically for GTA Online players who want to maximize their heist earnings. Built with 2025 updated values and enhanced with advanced features for optimal planning.

🚀 Advanced Calculator Features

Core Functionality:

  • Real-time Calculations: Instant payout updates as you adjust settings
  • Loot Bag Tracking: Visual capacity indicator with overflow warnings
  • Team Distribution: Automatic cut balancing for fair payouts
  • Elite Calculator: Precise bonus calculations based on difficulty
  • Multi-theme Interface: 5 color schemes including light/dark modes

Advanced Tools:

  • Auto-Optimizer: AI-powered loot selection for maximum value
  • Share Functionality: Generate links to share setups with team
  • Priority Guide: Smart recommendations based on remaining capacity
  • Mobile Optimized: Full functionality on all devices
  • Offline Capable: Works without internet after initial load

🎯 Why Use Our Calculator?

Accuracy

Updated with latest 2025 values, including all nerfs and adjustments.

Speed

Plan perfect heists in seconds, not minutes of manual calculation.

Strategy

Built-in optimization helps you make better loot collection decisions.

📈 Performance & Privacy

All calculations are performed client-side in your browser for maximum speed and privacy. No data is sent to external servers, ensuring your heist plans remain secure. The calculator is optimized for performance across all devices and browsers.

Last Updated: 2025-08-05 | Version: 2.1 | Compatibility: All modern browsers | Data Source: Official GTA Online 2025 values

Cayo Perico Loot Locations Guide 2025

Gold

Value: $330,000 per stack

Weight: 66.67% per stack

Efficiency: $4,950 per weight unit

Solo Friendly: ❌ Team Required

Locations: Compound storage areas behind locked cages

Strategy: Team coordination essential, always prioritize for multiplayer heists

Cocaine

Value: $200,250 per stack

Weight: 50% per stack

Efficiency: $4,005 per weight unit

Solo Friendly: ✅ Yes

Locations: Main dock, North dock, Airstrip hangars, scattered warehouses

Strategy: Best solo choice - exactly 2 stacks fill 100% bag capacity

Paintings

Value: $168,750 per stack

Weight: 50% per stack

Efficiency: $3,375 per weight unit

Solo Friendly: ✅ Yes

Locations: Inside mansion offices, study rooms, private quarters

Strategy: Convenient compound location reduces travel time

Weed

Value: $132,750 per stack

Weight: 37.5% per stack

Efficiency: $3,540 per weight unit

Solo Friendly: ✅ Yes

Locations: Various outdoor locations, dock areas, industrial zones

Strategy: Consider when optimizing for multiple lightweight stacks

Cash

Value: $81,000 per stack

Weight: 25% per stack

Efficiency: $3,240 per weight unit

Solo Friendly: ✅ Yes

Locations: Scattered throughout island, most common secondary loot

Strategy: Last resort option, prioritize higher-value targets first